With over 20 years in commercial real estate, Tom has experience to write on anything finance. From ROI to joint mortgages, they are not a lot of topics Tom hasn't lived. With a degree in Real Estate Finance from San Diego State University, Tom learned that a solid foundation was the key to his long term success. Tom has experience in all aspects of business. From start-up to marketing to hiring employees, there isn't a subject that he has not experienced.